GOSI Registration in Saudi Arabia: Establishments, Employees and Wage Updates

Why GOSI registration is required

Every private sector establishment with employees must open a file with the General Organization for Social Insurance (GOSI) and register its employees there, Saudi and non-Saudi alike. Registration is not separate from the rest of the establishment's files: GOSI data is used to calculate Nitaqat on Qiwa, wage files on Mudad are compared against it, and other authorities rely on it to check headcount and wages.

Failing to register an employee, or registering the wrong wage, has effects beyond a fine. It can cost a Saudi employee recognised service towards their pension, change the Saudization ratio shown for the establishment, and create a mismatch between registered and actually paid wages in the Wage Protection System.

Contribution rates and the contributory wage

Contributions are calculated on the contributory wage, which is the basic wage plus housing allowance, capped at 45,000 SAR a month. Rates differ between Saudis and non-Saudis, and between Saudis registered before 3 July 2024 and those who first joined after it, with no earlier contribution periods, under the new Social Insurance Law. The rates below are those published at the time of writing, and we confirm the rate that applies to each employee before registering.

Non-Saudis have no annuities or SANED deduction from their pay; their only contribution is occupational hazards, paid by the employer.

Registering the establishment with GOSI

The establishment's GOSI file is opened after the commercial registration is issued and is managed from the establishment's account on the GOSI portal. Registration needs some basic information that should be ready in advance:

• An active commercial registration number and details of the owner or responsible manager.
• An active National Single Sign-On (Nafath) account for whoever manages the file, or a delegation for whoever completes the transaction for them.
• The establishment's national address and contact details.
• The establishment's bank account for paying monthly contributions by SADAD bill.
• Details of current employees if any: ID or iqama, start date, basic wage and housing allowance.

Registering employees and updating wages

Registering employees and keeping their data current is recurring work for the life of the establishment, and most problems come from late registration or forgetting to update a wage after it changes in the contract:

1. Register a new employee

   Add the employee when they start, with the correct joining date, basic wage and housing allowance as in the contract authenticated on Qiwa.

2. Review the monthly bill

   A contribution bill is issued to the establishment every month; check that each employee is registered at the right wage before paying.

3. Pay contributions

   Pay the bill by SADAD from the establishment's account on time, as late payment attracts late fees.

4. Update the wage when it changes

   If the basic wage or housing allowance changes, update it on GOSI so it matches the contract and the Mudad wage file.

5. Remove leavers

   When an employee's service ends, record the leaving date and reason so contributions stop being charged.

Removing leavers and correcting records

Removing an employee once their service ends should not be delayed. While they stay registered, contributions keep being billed, and they may show on Nitaqat and Mudad as still employed. For a non-Saudi worker, removal is usually tied to ending the contract on Qiwa and either issuing a final exit visa or transferring their sponsorship to another establishment.

Correcting a joining or leaving date retrospectively is subject to conditions and supporting documents proving the correct date, and can take longer than a normal registration. That is why we recommend registering and removing employees on time rather than correcting records later. If you have older gaps between registered and paid wages, we review them with you and confirm what can be corrected and which documents are needed.

How Grow More handles your GOSI registration

We start by matching your employees' data across their Qiwa contracts, GOSI records and wage files, so mismatches are found before they become violations. Grow More is an independent private office, not a government body, and we complete registrations and updates on the GOSI portal under a delegation or power of attorney that you control and can revoke at any time. We never ask for your Absher or Nafath password or the verification codes sent to your phone.

We agree a fixed price with you before starting and quote it on WhatsApp, contributions and government fees are paid at cost with receipts, and you pay our fee when the work is done. You get a status update at every step, in Arabic or English, and we serve establishments in Riyadh, Jeddah and Dammam.